All requests to place or change coverage will be confirmed in writing. Coverage should not be considered bound until you have received such confirmation.

Information provided in this e-mail is for general illustration and/or informational purposes only and should not be construed as tax or legal advice. We recommend that a qualified opinion of tax or legal counsel be obtained.

We at RCM&D are not lawyers, but insurance brokers and consultants. Our review of contract insurance requirements provided to you is not intended to be a legal review, or to provide legal advice. We review only the insurance sections of contracts. Should you require legal advice, please consult an attorney.

This email message and any attachments hereto may contain protected health information (PHI) and/or other confidential or proprietary information (collectively the “Information”). Upon receipt of this email, you are hereby advised that the act of reading, reviewing, forwarding or otherwise using this Information constitutes your agreement to be bound by the obligations and restrictions that RCM&D Inc. has accepted as a Business Associate of various covered entities. A copy of these obligations and restrictions is available from RCM&D Inc.

If you are not the intended recipient of this email or you do not agree to keep the Information confidential as described above, you must not review, retransmit, convert to hard copy, copy and use or disseminate this email or any attachment to it. If you have received this e-mail in error, please immediately notify us by return e-mail or by telephone at 410-339-7263 and delete this message.

Your continuing effort is essential to accident prevention, regulatory compliance and control of risks in your workplace. Our assistance may be used as adjunct in certain areas of that effort, but we assume and have no responsibility to you or others for the control or correction of conditions or practices existing at your premises, whether or not listed or not listed in this report or e-mail. Further, we do not warrant that the completion of any recommendation in this report will assure that the premises or operations are safe, healthful or are in compliance with any law, regulation, code or standard.

Notice: This e-mail message and any attachment to this e-mail message contains confidential and proprietary information that may be legally privileged. If you are not the intended recipient, you must not review, retransmit, convert to hard copy and use or disseminate this e-mail or any attachments to it. Any views or opinions expressed in this e-mail are those of the sender and do not necessarily express those of National Financial Partners Corp. If you have received this e-mail in error, please immediately notify us by return e-mail or by telephone at 512-697-6000 and delete this message. Please note that if this e-mail message contains a forwarded message or is a reply to a prior message, National Financial Partners Corp. may not have produced some or all of the contents of this message or any attachments. This notice is automatically appended to each e-mail message leaving National Financial Partners Corp.